Foreign National Mortgages Serving the New Orleans, Louisiana Area

Borrow Without Barriers

At Bernard Guste - Mortgage Loan Originator, NMLS #79676, we understand that homeownership dreams don't stop at borders. We're committed to making your American home a reality, regardless of your immigration status. Our comprehensive range of mortgage options caters specifically to foreign nationals, including:


  • Innovative construction loans
  • FHA 203(k) renovation loans
  • One-time close construction loans
  • Flexible renovation financing


Homeownership Is Possible—No Matter Your Immigration Status

At Nexa Mortgage, Bernard Guste specializes in helping non-U.S. citizens, DACA recipients, and ITIN holders achieve the dream of homeownership. With access to over 270 lenders. Bernard offers flexible, inclusive mortgage solutions tailored to your unique situation.

  • DACA (Deferred Action for Childhood Arrivals) are eligible for several mortgage programs
  • ITIN and No Social Security Card
  • Foreign National Loan Programs

Construction Loans Page

Renovation and Construction Loan Programs

Build, Renovate, or Flip with Confidence

Whether you're buying a fixer-upper, building your dream home, or flipping an investment property, Bernard Guste at Nexa Mortgage offers a full suite of renovation and construction loan programs tailored to your goals. With access to over 270 lenders and 4,000+ loan products, Bernard helps you turn vision into value.

  • Low 3.5% Down Payment
  • Flexible Credit Requirements
  • Ideal for buyers with limited savings
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Fix and Flip Loans

Designed for real estate investors, Fix and Flip loans provide short-term financing to purchase and renovate distressed properties.


Key Features:

  • Fast approvals and flexible terms
  • Funding for purchase + rehab costs
  • Ideal for short-term resale strategies
  • No income verification options available
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FHA 203(k) Renovation Loans

Perfect for buyers purchasing homes that need repairs, the FHA 203(k) loan lets you finance both the home and the renovation in one mortgage.


Benefits:

  • Low down payment (as little as 3.5%)
  • Finance up to $35,000 in repairs
  • Covers structural, safety, and functional upgrades
  • Great for first-time buyers and budget-conscious homeowners
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One-Time Close Construction Loans

Build your home with ease using a One-Time Close loan, which combines construction and permanent financing into a single mortgage.


Advantages:

  • One application, one closing
  • Lock in your interest rate upfront
  • Avoid multiple loan approvals and closing costs
  • Ideal for custom home builds
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All-in-One Construction Loans

These loans offer a streamlined solution for buyers who want to manage construction and long-term financing in one package.



Highlights:

  • Covers land purchase, construction, and permanent mortgage
  • Simplifies budgeting and cash flow
  • Reduces paperwork and delays
  • Available for primary residences and second homes
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Renovation Loans

For homeowners looking to upgrade, renovation loans allow you to borrow based on the future value of your home after improvements.


Use funds for:


  • Kitchen and bathroom remodels
  • Room additions or expansions
  • Roof, HVAC, and energy efficiency upgrades
  • Cosmetic and structural repairs

With over two decades of experience in finance and mortgage lending, we're equipped to navigate the complexities of foreign national mortgages. Let's explore how we can turn your homeownership aspirations into reality. Contact us today to discuss your unique situation.

Recognizing Your Need for Foreign National Mortgage Options

Identifying the right mortgage solution as a foreign national can be challenging. Benard Guste Powered By Nexa Mortgage is here to help you navigate this process. Here are some signs that our foreign national mortgage options might be right for you:



  • You're a non-U.S. citizen looking to invest in American real estate
  • Traditional lenders have turned you down due to your immigration status
  • You need financing for a new construction or major renovation project
  • You're seeking a mortgage solution that accommodates your unique financial situation
  • You require expert guidance on U.S. mortgage processes and regulations

If any of these resonate with you, it's time to explore our tailored mortgage solutions. Reach out to Benard Guste Powered By Nexa Mortgage to discuss how we can address your specific needs.

OUR SERVICES

Our Services Include

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The Importance of Specialized Mortgage Services for Foreign Nationals

Foreign nationals face unique challenges when seeking mortgages in the U.S. Benard Guste Powered By Nexa Mortgage understands these hurdles and offers specialized solutions. Here's why our foreign national mortgage options are crucial:

  • Expertise in navigating complex immigration and financial regulations
  • Access to a wide network of over 270 lenders for competitive rates
  • Tailored solutions for construction and renovation projects
  • Fast pre-approvals and loan estimates within 24 hours
  • Specialized knowledge in self-employed and alternative documentation loans
  • Local insights into Louisiana housing programs and market trends

Don't let your immigration status hinder your homeownership dreams. Contact Benard Guste Powered By Nexa Mortgage to leverage our expertise and unlock the door to your new home.

Why Choose Us?

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Competitive Advantage Two
We stand behind the quality of our work with reliable warranty options for added peace of mind. Our warranties reflect our confidence in the durability and long-term performance of our solutions.
Competitive Advantage Three
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Competitive Advantage Four
When unexpected foundation or concrete problems arise, our emergency services are ready to respond quickly. We act fast to stabilize your property and help prevent further damage when every minute counts.

Advantages of Partnering with Benard Guste Powered By Nexa Mortgage

Choosing the right mortgage partner is crucial for foreign nationals. Benard Guste Powered By Nexa Mortgage offers distinct advantages that set us apart in the Greater New Orleans area:


  • Over 20 years of finance and mortgage lending experience
  • Competitive rates through our extensive lender network
  • Rapid loan estimates and pre-approvals
  • Expertise in self-employed borrower solutions
  • Transparent communication throughout the process
  • Deep understanding of local housing markets and programs
  • Veteran-operated business since 2018
  • Self-employed and alternative documentation loans
  • Divorce-related mortgage planning

Experience the difference of working with a locally owned, veteran-operated mortgage company that truly understands your unique needs. Reach out to Benard Guste Powered By Nexa Mortgage today to start your journey towards homeownership.

Here's what our satisfied customers are saying...

At Bernard Guste - Mortgage Loan Originator, NMLS #79676, we take pride in providing exceptional mortgage lending services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Bernard Guste - Mortgage Loan Originator, NMLS #79676 and let others know what you think.

Start Your Foreign National Mortgage Journey Today

Your dream of owning a home in the United States is within reach. Benard Guste Powered By Nexa Mortgage is ready to guide you through every step of the foreign national mortgage process. With our extensive experience, local knowledge, and commitment to personalized service, we're uniquely positioned to turn your homeownership aspirations into reality. Don't let uncertainty hold you back – contact us today to explore your options and begin your journey towards owning a piece of the American dream.

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FAQ's

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